Are you a saver? If you are, I know you're proud of it. I'm sure you know the best ways to save money. If you do, here's your opportunity to give and receive.
Do you have brilliant ways to save money? Share your strategy here!
Now, we are in search of creative ways to save. I'm sure we are all aware of the conventional ways such as cutting back on going to the movies, using less water and gas, shopping at the dollar store, clipping coupons, bringing your lunch to work, etc. Those are easy...and not really fun.
We're looking for creative ways to save money. Let me give you a couple of examples:
Strategy: Call your car insurance broker once a year.
Savings: Ask them if they can find cheaper rates. Rates fluctuate all the time. So, it is in your best interest to take advantage of cheaper rates.
When I called my broker last year, I ended up saving 10% from the previous year.
Strategy: Soft drink substitution with kids.
Savings: My kids are at the age where they like to drink soft drinks. As you know, drinking a lot of soft drinks is unhealthy and can put a dent into your grocery and dinner bills. So, whenever I go out to eat with my kids, I give them an option: get a soft drink or $1.
My kids take the $1 and order water instead. Not only are they drinking healthier drinks, they're learning how to save and prioritize what they want. The big bonus for me is that most places charge more than $1 for a soft drink. So this is saving me money too!
These are the kind of strategies for which we are searching. I know there are some great tips on saving money out there and we want to share them with the rest of our readers.
Click here to share your creative money saving tip with visitors to this page!
Here are a few key points to consider:
As mentioned above, I think everyone is aware of typical frugal ways to save money. So, let's aim for strategies that people may have never considered...tips that make our money more efficient.
Traveling all over town for the best deal on gas isn't practical...neither is spending all Sunday cutting coupons.
"You can save 20% on all purchases for the next two weeks on Amazon.com" probably won't make it. However, "Look at purchasing a car at the end of the month and/or calendar year" probably will.
Unsure? Submit it anyway. You can still get a FREE copy of the e-book.
Remember to tell us of your savings. More importantly, tell us your experience with this strategy.
What did you do?
Did you use a script?
Where did you go?
How much did you save?
We love stories.
Bonus: We will credit you for the strategy!
Want to add more tips? Gr eat! Just keep submitting.
What's the catch? There's only one. The completion of this e-book is highly dependent on you and your creative ideas. This e-book will be totally compiled from our readers' input.
You provide your ideas, sign up for our our newsletter, and we'll compile the best tips.
How great will it feel that you are helping others with ways to save money in a creative manner and get other great ideas at the same time?
With that said, please give us your best ideas and receive in return!
Discovered an excellent way to save some cash? Share your strategy, story, and savings about the creative way you save money!
Click on the links below to see some great ways to save money. They were written by other visitors to this page.
Saving on Identity Theft Protection
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Identity theft has been an increasing concern over the past few years. Many people have purchased Identity theft protection from their credit card companies ...
Savings with Whole Life Insurance
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One of the major ways I and my clients save money is to get it back from their current money manager.
I simply take a copy of their statement. I then ...
Various Money Saving Strategies
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1. Pay life insurance , car insurance, satellite/cable bill annually to save $$. Shop your phone bills, insurance, etc. There are many providers and the ...
Paying Myself First
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After my paycheck is directly deposited into my checking account, I "Pay Myself" before I have a chance to spend any money. I have sub-accounts set up ...
Saving on Lunch Bags and Kids' Bedroom Accessories
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When my kids were little I would splurge on a cute Tupperware type container to use for their daily school snacks. 20 years later we still use the containers ...
Saving on Clothes at Our Favorite Store
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My wife got a part time job at where we buy most of our clothes. So now we get an employee discount and are also aware of all the sales.
She now gets ...
Save When You Pay Annually
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Change the way you pay life insurance , school loans, consolidated school loans and other premiums that charge up to $4 dollars per payment. Pay annually,...
College Student Helps Me Save On Food
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When my son graduated from high school a year earlier than expected he wasn't ready to go off to college. He agreed to work for me (a VERY busy physician)...
Buying a Car and the Infinite Banking System
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When buying a car I go in with the price I am going to pay for the car. I research the vehicle I want and decide what I would want to pay (total) for ...
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| Disclaimer: All information is provided for informational purposes only, although every effort is made to provide accurate and current information. Unless otherwise noted, the site content & all online classes are not written by professionals in the financial services arena and is not intended to be or to substitute for professional financial advice or consultation. You should always seek the advice of a certified financial planner, lawyer, CPA or other financial professional regarding your individual financial questions and any particular financial strategy. |