Savings with Whole Life Insurance

by Scott McRae
(Little Rock, AR)

One of the major ways I and my clients save money is to get it back from their current money manager.

I simply take a copy of their statement. I then determine the fees every year and calculate how much those fees total and would have made in lost opportunity cost if they had kept them in a term life policy. I then calculate the cost of their term life insurance that we are replacing with whole life insurance and add that amount in as well.

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