Free Credit Score Check Online:
Don't Ignore This FREE Resource

free credit score check

A free credit score check online is a great resource to prove one of two things: You are a financial warrior or a financial disaster waiting to happen.

Keep reading to discover why you need to get a free credit check online and how to get it.

Your Financial Health

How much do I weigh? While there are more factors surrounding this question, it can be a good indicator of your health.

What is my credit score? Finding the answer to this question can equally be a good indicator of your financial health.

Your credit score (or FICO score) does several things:

  • Lenders use this score to determine whether your qualify for a credit card, loan, or service.
  • Companies use your credit score to evaluate the risk they are incurring for lending you money. More specifically, they calculate the likelihood that you are able to make your payments.
  • Your score can determine how much you pay in interest. This eroding factor of money shouldn't be overlooked. Imagine the difference between paying 5% versus 10% on a 30 year mortgage.
  • Employers are even using this score to determine if you are job worthy. Some think, if you aren't responsible with your money, you'll treat a job with the same manner.

So, knowing your credit score can greatly affect your finances and lifestyle. And if you haven't learned by now, the higher the credit score, the better. A higher score is a better indication of how much a financial institution can trust you.

Why a free credit score check?

The government has taken steps to protect you. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies.

In a nutshell:

  • You have the right to know what is in your file.
  • You can request your credit score.
  • You can dispute information that is incorrect and even inaccurate and in turn, help fix your credit score.
  • Consumer Reporting Agencies (CRAs) must correct or delete incorrect and inaccurate information.
  • You may seek damages from violators.

Getting your free credit score check online is one of the best ways to prevent identity theft. You can check your report once a year to detect any unauthorized activity and correct any flaws in your file (a great reason why I'd want to check my credit score).

How to Get Your Free Credit Report

AnnualCreditReport.com is the only authorized source for the free annual credit report that's yours by law.

Since the FTC has received complaints from consumers who thought they were getting free reports from websites later to be charged, there is a law that requires these companies to state that they can receive a free credit report from AnnualCreditReport.com.

Now you know the free resource. Get your free credit score check online by going to AnnualCreditReport.com or by calling them at 1-877-322-8228.

Finally, get the answer to: What is my credit score?

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